This is a sobering piece on the financial health of American retirement. Who will have money, who will not, and what this may mean for government funded social programs. This could potentially be the second largest crisis after climate change we Americans will face in the next 20 years. Unfortunately, the political, social and individual wills and self discipline to solve this crisis (or climate) just do not exist. I count myself in the ‘lucky’ bucket but it does not change the great disruptions that this set of reports puts on the horizon.… Read the rest


That old saying about learning history to avoid repeating it is hard to dispute. I really love history, but I most often read good, well researched historical fiction. All history is told by unreliable narrators. What bothers me the most are those authors who profess absolutely factual events … as long as they uphold their world view – Howard Zinn’s A People’s History of the United States gives numerous examples of unreliable historical narratives that should shake most of us out of our lazy reading and believing.

Both types of story tellers are unreliable narrators; they select events, facts and the right emphasis to support their narrative.… Read the rest


Early spring flowers are some of my favorites … they appear quickly and often do not last long as they are the first food for many after a long wet OR winter. All of these came from our yard or our neighbor’s.

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I have recently been working on a couple of consulting projects in the post high school education space and a common challenge is surfacing … enrollment. More precisely, the continued decline and absence of growth in enrollment with traditional and non-traditional students.

Bloomberg posted an article today on a similar topic, though seemed to focus more on the ‘for profit’ segment.

How this all plays out is a coin toss at this point in my perpsective, but the landscape will be VERY different 10 years from now. How these institutions recreate themselves in an era of ubiquitous digital connectivity will be the key test in my opinion.… Read the rest


I recently finished a historical novel about Cicero A Pillar of Iron, by Taylor Caldwell published in the early 1980s. While reading this, i wondered if it was recently published and she was intentionally creating parallels between the Rome of Cicero and current US. But alas, only if the 1980s were as we are today … similar? maybe.

It seems Cicero is a character loved to be hated by almost every dogmatic position through history – and he was eventually executed because of it. But Caldwell’s treatment of the narrative suggests he was above all in favor of a Republic, and he fought (often unsuccessfully) via rhetoric and law (are they really rooted differently?)… Read the rest